Nor-Cal FDC Fees
Lender
Standard Loan Guaranty Fee for approved loan guarantees up to $100,000 = 2% of the guaranty amount.
Standard Loan Guaranty Fee for approved loan guarantees over $100,000 up to $150,000 = 2.5% of the guaranty amount.
Standard Loan Guaranty Fee for approved loan guarantees over $150,000 = 3% of the guaranty amount.
Standard Loan Guaranty Extension Fees, paid by lender:
| 30 Day Extensions | $50.00 |
| 60 Day Extensions | $100.00 |
| 90 Day Extensions | $150.00 |
| Standard Lender Loan Guaranty Documentation Fee | $250.00 |
| Certificate of Amendment (to amend commitment letter) | No Charge |
Borrower
Standard Loan Guaranty Fee for approved loan guarantees up to $100,000 = 2% of the guaranty amount.
Standard Loan Guaranty Fee for approved loan guarantees over $100,000 up to $150,000 = 2.5% of the guaranty amount.
Standard Loan Guaranty Fee for approved loan guarantees over $150,000 = 3% of the guaranty amount.
Standard Loan Guaranty Application Fee (paid by borrower) = $500.00
Nor-Cal FDC provides loan guaranties to California banks & certified lenders. The benefit of the guaranty is to minimize the lender's risk and therefore provide greater access to capital to California businesses. In providing the services of a loan guaranty the borrower is required to pay a portion of the cost of issuing a guaranty.
Note: Fee must be accompanied by a completed application and is refundable if Nor-Cal FDC declines the request. If the applicant does not accept the terms and conditions of the Nor-Cal FDC commitment, the application fee is not refunded!
Fee Worksheet
Download the Fee Worksheet 
.